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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £176.30, with an optional final payment of £4,483.81 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £11,990.00, with a deposit of £1,199.00 leaving an amount of credit of £10,791.00. The agreement is calculated using a fixed rate of interest of 10.90% per year resulting in Representative 10.90% APR and a total amount payable of £16,084.51 An excess mileage rate of 3.64 pence per mile applies. We act as a credit broker, not a lender.